All right what's up realtors and lenders. Here are three great loan programs that are still running, and still kicking that you can use, and you guys probably just heard last week that Chase pretty much said if you don't have 20% down and a 700 FICO we're not giving you a loan.
Number one of course is that we have FHA loans that still go down to 580 FICO score. I'm sure a lot of you have seen it any FHA loans that are not above 640 are banned in a lot of lenders, we still have those and the rates are pretty solid. You might need a little bit more of a closing cost but we can still work them.
Number two is the CalHFA loans actually CalHFA loans are one of the ones that are still surviving and still have great interest rates. Yes you get $10,000 towards your down payment and you can still lock in a 3.1.
Number three that we still have are the VOE loans, yes now it's 5% down you gotta pay a little bit more but no pay stubs, no income all we need is a letter from whoever their employer is saying that they make x amount of dollars that's really it. Here at Get Real Valley we're still running some great loan programs, check 'em out.